Bad Credit Auto Financing in Johnson City, TN
Have you been dreaming of driving a new Kia or quality used car near Elizabethton and Bristol, Tennessee but you have poor credit? If so, apply for bad credit financing at Grindstaff Kia in Johnson City, TN! Whether you want to drive a new Kia Optima sedan, Sportage crossover SUV or maybe a late-model used Kia, the seasoned auto financing staff of our Finance Department will work to get you the bad credit car loan you need to make that happen! Keep reading to learn about the bad credit financing process and how to apply at Grindstaff Kia.
How to Apply for Bad Credit Auto Financing or a Sub-Prime Car Loan
When applying for sub-prime car loans or bad credit financing, lenders take into account multiple factors -- not just your poor credit score. A few of the factors that bad credit lenders may look at during your application process include the following:
- Your credit history
- Any other loan repayments you currently have in your monthly payments
- The amount of cash you are providing as a down payment
- The type and price of vehicle you want to drive
If you are seeking to finance through a bad credit auto loan, then there is a good chance you can speak to financial setbacks like bankruptcy, foreclosure, repossession, missed payments or writing bad checks. Here at Grindstaff Kia in Johnson City, TN, we have worked with car buyers who have encountered those financial issues and more, and we have still located financing options for them. The #1 priority for every staff member of Grindstaff Kia is complete customer satisfaction; that is why our Finance team is so committed to helping drivers of all credit levels get the financing they need to drive off our lot in a quality new Kia or used car!
Apply Today for Bad Credit Financing near Elizabethton and Bristol, TN
Once you apply for financing at Grindstaff Kia by filling out a secure online credit application, our Finance staff can run a credit check to determine your credit history and unique financial situation. Remember, we are always striving to find financing solutions for our customers with low credit scores, so we encourage you to apply today!
When it is time to apply for a bad credit car loan near Elizabethton and Bristol, TN for a sleek new Kia or late-model used car, shop and apply at Grindstaff Kia! Our Finance team can be reached by phone, email or by visiting Grindstaff Kia today, at 3608 Bristol Highway, in Johnson City, TN.